Reny Joseph QFA

As a Personal Finance Advisor and Mortgage Advisor, I bring a unique perspective to financial planning thanks to my background as a Master Mariner and HSE Manager. With my experience navigating complex situations and managing risk, I help clients make informed decisions about their money.


  • Mortgage Advisor with extensive knowledge of mortgage products and services, including refinancing and home equity loans, Previously worked with leading bank in the Mortgage team .
  • Former Master Mariner with experience navigating large & Sophisticated offshore support vessels and managing a crew.
  • Experienced HSE Officer with a track record of developing and implementing effective safety programs and policies.


  • Mortgage Advisory role | AIB Home mortgages as Case reviewer |
  • Assist clients with their mortgage needs
  • Master Mariner | Various shipping Companies all over the world
  • Managed vessel navigation and crew operations, ensuring safe and efficient operation of the vessel.
  • HSE Officer | BGMS, Saudi Arabia for GMS, UAE
  • Developed and implemented effective safety programs and policies, including training programs and emergency response plans and was responsible for the HSE matters of a fleet of 13 vessels

Education and Certification:

  • Qualified Financial Advisor (QFA) Certification | Institute of Banking, Ireland
  • Bachelor of Science in Nautical Science | Mumabi University
  • IGC Certificate by NEBOSH and IOSH


  • Financial analysis and planning
  • Risk management and assessment
  • Mortgage products and services
  • Retirement planning
  • Tax strategies
  • Safety program development and implementation


  • Sailing
  • Travelling
  • Volunteer work with local environmental and safety organizations.