Researching and applying for a mortgage can be a daunting task; after all, you’re making a financial commitment for up to 35 years of your life. We know exactly what banks are looking for when analysing your accounts. It’s important to make sure your financial affairs are in good shape before you approach a bank for a mortgage; we can help you assess your finances and pinpoint any areas that may need improvement before applying.
- We first engage in a ‘fact-finding’ exercise to see exactly where you are financially and where you want to be. We can help you work out how much you can borrow via our mortgage calculator, what the repayments will be, and how much you need to as a deposit. We then compare the various mortgage rates and current offers and advise the best bank for you. Finally, we can arrange a mortgage protection policy, which is a legal requirement when taking out a mortgage.
- Our aim is to take the confusion and jargon out of mortgages, so you know exactly what each option means for you. We believe that knowledge is power – and our aim is to supply you with the power to choose the right mortgage and most importantly, get you a place that you can call home!