If you choose to work with us a a mortgage broker:
Buying your first home and applying for a mortgage is a very stressful process. Firstly you have to trawl through so many houses, which more often than not don’t live up to that glossy brochure you have read and re read a thousand times. Then you have fight off other prospective buyers in order to get it and just when you think you coming to an end of this journey, and you have found your dream home, you then have go about and apply for a mortgage , which in itself is an even scary process.
You have to bare your financial soul to a lender. Then sweat bullets while waiting to learn if they think you’re good enough to borrow their money. And just when you think you’ve jumped over all the hurdles and you’re finally done, the lender asks for another piece of paper to prove you’re still mortgage-worthy!
Yes, it’s maddening, but we have guided hundreds of people through the process and 99% of them are still speaking to us!
Adding to these challenges, it’s really hard to get an unbiased comparison of rates, fees and lender criteria. It’s hard to figure out the bottom line. How much is this house going to cost me on a monthly basis? And over the long term? Does it make financial sense for me to do this?
Our mortgage broker team works to make the process easy and fun. We’ll keep you laughing as we work together, or at least we’ll keep you from crying. We won’t submit your application until we’re sure it will be approved, and we’ll prepare all the paperwork, file it for you and deal with the lenders.
You relax while we do the work! What could be better?